Income Calculator

Use this tool to estimate your total household income before taxes and see whether you may meet income requirements. Income will be verified during the application process.

Enter your information ? What is AMI?

AMI means “Area Median Income.” HUD uses it to set local income guidelines. Habitat compares household size and income to these guidelines to estimate eligibility.

Number of people in the household How is your pay listed? Gross pay amount (before taxes) Hours per week Weeks per year

Include income from everyone who will live in the home and enter income before taxes. For a more complete eligibility review, use the Quick Eligibility Check tool.

Income limits are based on HUD FY 2026 guidelines for the Tampa-St. Petersburg-Clearwater Metropolitan Statistical Area (MSA). Effective May 2026 and subject to change. This estimate is for general guidance only. Learn more about HUD income limits.