Quick Eligibility Check

Answer a few questions to see whether you may qualify for this program. This quick check is not a final eligibility decision.

1. Are you a U.S. citizen or a permanent resident?

Yes No

2. Do you live or work in East or Central Pasco County?

Yes No

Not sure whether you’re in our service area? View our service area map.

3. If approved, will you live in the Habitat home full time as your main home?

Yes No

4. How many people will live in the home, and what is your total household income (before taxes)? ? What is AMI?

AMI means “Area Median Income.” HUD uses it to set local income guidelines. We compare your household size and income to these guidelines to estimate eligibility.

Number of people in the household Total annual gross household income (before taxes)

Include income from everyone who will live in the home. If you need help estimating, use the income calculator.

5. Have you had steady income for the past two years, and do you feel able to make a monthly house payment?

Yes No

6. Are you willing to complete the steps required to complete the program (paperwork, meetings, and education)?

Yes No

7. Are you willing and able to complete the required volunteer hours (“sweat equity”)? ? What is sweat equity?

Homebuyers partner with Habitat throughout the process. This partnership includes “sweat equity,” such as helping to build their own home or the homes of others in our program.

Sweat equity can also include taking homeownership classes or volunteer work in a Habitat ReStore.

Once selected, homebuyer partners typically complete up to 400 hours over the course of the program.

Learn more about sweat equity hours

Yes No

Income limits are based on HUD FY 2026 guidelines for the Tampa-St. Petersburg-Clearwater Metropolitan Statistical Area (MSA). Effective May 2026 and subject to change. This quiz is for general guidance only. Final eligibility is determined through the full application and verification process.